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Library of Congress Research Guides

Fintech: Financial Technology Research Guide

Financial technology otherwise known as fintech or FinTech, is the technology and innovation that aims to compete with the traditional delivery of financial and banking services with new innovations like cryptocurrencies and crowdfunding.

Introduction

Banking by TV introduced in Connecticut. 1956. Library of Congress Prints and Photographs Division.
Edward Kasparek, teller at the Mechanics and Farmers Savings Bank enters a notation in a pass book, Bridgeport, Conn. He will return the pass book via pneumatic tube to the customer, seen on TV screen, who is seated in a car parked more than 100 feet away.

FinTech, short for financial technology, is a rapidly evolving sector that leverages innovative technologies to transform traditional banking and financial services. This industry encompasses a wide range of applications, from mobile banking and contactless payments to cryptocurrency and blockchain. The innovative solutions in this industry are technology driven, digitally focused, and often disruptive to traditional financial services. Examples include contactless payments, peer-to-peer payments, mobile banking, budgeting apps, robo-advisors, as well as blockchain and cryptocurrency.

Each section of the guide will begin with a concise overview, followed by links to resources such as reports, books, and external resources. To facilitate further research there are sections on cryptocurrency and block chain technology, advisory management consulting firms, trade associations, financial regulatory firms, related print resources, subscription databases, and subject headings. By providing these resources, we aim to equip you with the tools to stay informed and up-to-date on the latest FinTech developments, including regulatory and legislative considerations and assessments of broader systemic impacts on the U.S. financial system.

About the Business Section

Part of the Science & Business Reading Room at the Library of Congress, the Business Section is the starting point for conducting research at the Library of Congress in the subject areas of business and economics. Here, reference specialists in specific subject areas of business assist patrons in formulating search strategies and gaining access to the information and materials contained in the Library's rich collections of business and economics materials.

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