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Small Business Financing: A Resource Guide

Financial Management

Treasury. A $75,000 wheelbarrow of mutilated money on way to vaults. Employee in picture has wheeled barrow 50 years. [c.1909-1925]. National Photo Company Collection. Library of Congress Prints and Photographs Division.

As important as financial literacy is to consumers in knowing how to manage personal finances and check their own credit scores, it's equally important for business owners to be aware of their business's own financial health and credit ratings. Before lending money, creditors often want information on company financials, using a variety of financial ratios. In order to qualify for many government loans and grants, and other types of financing, many institutions and government agencies require a D-U-N-S number, which is free to obtain from Dun & Bradstreet, a credit agency. Dun & Bradstreet, Equifax and Experian provide credit scores and reports, although the factors and scales vary by agency.

Online Resources

The following external websites provide links to general resources on financial management.

Selected Print Resources

The following materials link to fuller bibliographic information in the Library of Congress Online Catalog. Links to additional online content are provided when available.