Government Funding

Federal, state, and local governments offer various types of financing that range from grants, loans, and scholarships, to tax incentives. Some of the information on this page may be repeated elsewhere in this guide under loans and grants.

Note: the federal government does not typically provide business grants.

Online Resources

The following external websites provide links to resources on government funding for small businesses.

Grants.gov
Learn about federal grants, including eligibility, criteria, and how to apply. There are hundreds of grants to choose from that you may be eligible for at the individual or organizational level. Narrow down under the eligibility box by checking the box that says “small businesses."
Small Business Innovation Research (SBIR). Small Business Administration.
This website for both the Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) programs has guidelines and applications for small businesses interested in competing for awards in either program. SBIR and STTR provide funds for research and development in technological innovation.
State and Territory Business Resources
Select a state or territory to find information about regional financing opportunities and incentives.
Finance Your Business. USA.gov
A list of government loan programs and other government funding options for a business.
Funding Programs. Small Business Administration.
Use this website to find information on loans guaranteed by the Small Business Administration, grants, investment capital, surety bonds, and investment capital.

Small Business Financing: A Resource Guide

Government Funding

Online Resources